OCALA REAL ESTATE - MARION COUNTY PROPERTIES
HomesBySusan@aol.com
SUSAN LEDBETTER
Home: 352-553-2342
Cell: 352-233-0146
Your Ocala Certified New Home Specialist





























































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PRESENTED

BY

SUSAN BROWN-LEDBETTER

 

 

BUYERS CHECKLIST

______Choose a bank, mortgage broker, or lender for all your financing needs.

Name:________________________________________________

Address:______________________________________________

_______________________________________________

City:__________________ State:________ Zip Code:_________

Contact Person:_________________________________________

Phone:________________________ Fax:____________________

E-mail:_________________________________________________

______Copy of approval letter from lender.

______Choose a Realtor to start your search for your new home.

 

SUSAN LEDBETTER

REALTOR*E-PRO SPECIALIST*CERTIFIED NEW HOME SPECIALIST

(352)553-2342 HOME

(352)233-0146 CELL

HomeBySusan@aol.com

www.MarionCountyProperties.com

________What are you looking for in a home?

Bedrooms _______ Baths _______

Lot Size: _______________________ Acreage: _____________________

Preferred Location:____________________________________________

Price Range: _________________________________________

________Present offer to seller(s) with a good-faith escrow deposit.

Offer Price: $____________________________________

 

Escrow Deposit: $________________________________

________Read and sign all disclosures from seller(s).

_____Sellers Disclosure _____Homeowner’s Association Disclosure

_____ Lead-Base Paint Disclosure _____Energy Efficiency Disclosure

(If built before 1978)

_____Mold Disclosure _____Other(Please specify):_________________

________Executed contract will be presented to your lender, and title company

For processing.

Name of Title Company: ______________________________________

Address:____________________________________________________

____________________________________________________

Phone: ________________________ Fax:_________________________

Contact Person:______________________________________________

 

________Appraisal will be ordered by your lender.

Appraisal Date: _______________ Time: _______________________

 

________Home Inspection will be ordered by you, and completed with a report

Within 10 days of effective date on contract.

Name of Inspection Company: ___________________________________

Phone: ___________________ Contact Person: _____________________

Date: ___________________________ Time: ________________________

Received written report on: _____________________________Date

_________Walk-Thru final inspection.

Date: __________________________ Time: _______________________

_________ Walk-Thru checklist signed and accepted.

 

_________Received copy of HUD(Closing Statement)to review with your agent

Before closing.

****A closing date and time will be scheduled by the title company****

Closing Date: ______________________ Closing Time: _______________________

****Things to bring to closing****

______Driver’s License (all parties)

______Cashier’s Check for the balance to close.

Amount $____________________

 

CONGRATULATIONS

ON YOUR NEW HOME!




 

MORTGAGE CHECKLIST

______ CHOOSE A LENDING INSTITUTION THAT MEETS YOUR

NEEDS. COMPARE PROGRAMS, INTEREST RATES, POINTS,

CLOSING COST, ALWAYS ASK IF THE PROGRAM HAS

A PRE-PAYMENT PENALTY, AND ETC.

****A PRE-PAYMENT PENALTY IS A PENALTY THAT IS CHARGED TO YOU IF YOU

SELL OR REFINANCE BEFORE A CERTAIN TIME FRAME. CHARGES AND

STIPULATIONS VARY PER LENDER AND/OR PROGRAM.

****ASK YOUR LENDER FOR A GOOD-FAITH ESTIMATE(AN ESTIMATE OF ALL

CHARGES FOR THE LOAN).

****DO NOT GO FROM BANK TO BANK TO HAVE THEM RUN YOUR CREDIT, THIS

WILL AFFECT YOUR CREDIT SCORE.

NAME OF LENDER:___________________________________________

NAME OF BROKER OR CONTACT:______________________________

PHONE:_______________________CELL:_________________________

FAX:________________________E-MAIL:_________________________

HOW MUCH HOUSE YOU CAN AFFORD WILL DEPEND ON YOUR INCOME, YOUR DEBTS, YOUR CREDIT HISTORY, AND THE AMOUNT OF MONEY YOU HAVE FOR A DOWN PAYMENT, AND/OR CLOSING COST.

HERE IS A LIST OF INFORMATION THAT YOUR LENDER WILL NEED TO PROCESS YOUR LOAN APPLICATION:

_______FULL INFORMATION ON YOUR EMPLOYMENT.(NAME, ADRRESS, PHONE NUMBERS, CONTACT PERSON, HOW LONG EMPLOYED, AND ETC)

_________WHERE YOU RESIDED FOR THE LAST 5 YEARS(HAVE ALL ADDRESSES AND MORTGAGE INFORMATION, OR LANDLORD INFORMATION)

_________AUTHORIZATION TO CHECK YOUR CREDIT.

_________W-2’S FOR THE LAST 2 YEARS

_________MOST RECENT PAYSTUBS

 

________YEAR-TO-DATE PROFIT AND LOSS STATEMENT(SELF-EMPLOYED ONLY)

________3 MONTH’S OF BANK STATEMENTS.

________ ANY OTHER VERIFICATION OF FINANCIAL STATUS SUCH AS SOCIAL SECURITY INCOME, PENSION INCOME, ALIMONY, CHILD SUPPORT(IN OR OUT), 1099’S, OR ANY OTHER DEBTS OR INCOME, YOU WILL NEED TO PROVIDE DOCUMENTATION TO VERIFY THIS.

________COPIES OF PAYMENT COUPONS ON ANY OUTSTANDING LOANS LIKE AN AUTO, OR HOME MORTGAGE.

________IF YOU ARE NOT A U.S. CITIZEN, YOU WILL NEED TO PROVIDE COPIES OF FRONT AND BACK OF YOUR GREEN CARD.

 

****THE AMOUNT OF PAPERWORK REQUIRED TO QUALIFY FOR A MORTGAGE IS OVERWHELMING TO MOST HOME BUYERS. BUT, YOU WILL BE ONE STEP AHEAD OF

ANOTHER BUYER THAT IS NOT YET APPROVED BY A LENDER WHEN PRESENTING AN

OFFER ON THE HOME OF YOUR DREAMS. IT ALSO GIVES THE SELLER REASURANCE OF YOUR FINANCIAL ABILITY.  

 


 

LENDER LIST 

COMPANY NAME

ADDRESS

PHONE #

WEB ADDRESS

AMSOUTH BANK

107 SW US HWY 441

BELLEVIEW, FL 34420

352-854-4100

OR

1-800-267-6884

www.Amsouth.com

COMMUNITY BANK

OF MARION COUNTY

10131 S. US HWY 441

BELLEVIEW, FL 34420

352-369-1000

www.cbofmc.com

BANK OF AMERICA

1-800-432-1000

www.bankofamerica.com

OCALA NATIONAL BANK

112 N. MAGNOLIA AVE

OCALA, FL 34473

352-629-8141

www.ocalanationalbank.com

SUNTRUST

1-800-786-8787

www.SunTrust.com

FIRST CHOICE

MORTGAGE LOAN, INC

1-888-681-1313

www.mortgageMoneyfast.com

AMERICAN MORTGAGE GROUP

618 SE 17TH ST.

OCALA, FL 34471

1-877-402-0010

www.amgocala.com

COUNTRYWIDE

HOME LOANS

503 E. SILVER SPRINGS BLVD.

OCALA, FL 34470

1-800-451-4556

www.countrywide.com

  

HELPFUL PHONE NUMBERS

SPRINT 1-800-339-1811 (NEW SERVICE)

OR

1-800-788-3600

PROGRESS ENERGY 1-800-700-8744

CLAY ELECTRIC 352-685-2111

SUMTER ELECTRIC 352-489-4390

CITY OF BELLEVIEW (WATER) 352-245-7021 EXT. 310

CITY OF DUNNELLON 352-465-8590

TOWN OF LADY LAKE 352-751-1526

CITY OF OCALA 352-351-6770

OCALA ELECTRIC UTILITY 352- 351-6600

ADELPHIA CABLE 352-489-4088

BRIGHT HOUSE NETWORKS 352-245-2408

COMCAST 352-687-2758

COX COMMUNICATIONS 1-888-269-9693

COAST GAS 352-236-1114

Prepared By

Susan Ledbetter, Realtor, E-Pro, New Home Specialist

8926 SW 27th Avenue

Ocala, Fl 34476

(352)233-0146 Cell

(352)553-2342

HomesBySusan@aol.com

www.MarionCountyProperties.com

 


Thank Your For Visiting My Site,
Call Or E-Mail Me For Personalized #1 Service.
SUSAN LEDBETTER, Realtor, E-Pro, CNHS
352-233-0146 CELL
352-553-2342 HOME OFFICE
HomesBySusan@aol.com


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