

PRESENTED
BY
SUSAN BROWN-LEDBETTER
BUYERS CHECKLIST
______Choose a bank, mortgage broker, or lender for all your financing needs.
Name:________________________________________________
Address:______________________________________________
_______________________________________________
City:__________________ State:________ Zip Code:_________
Contact Person:_________________________________________
Phone:________________________ Fax:____________________
E-mail:_________________________________________________
______Copy of approval letter from lender.
______Choose a Realtor to start your search for your new home.
SUSAN LEDBETTER
REALTOR*E-PRO SPECIALIST*CERTIFIED NEW HOME SPECIALIST
(352)553-2342 HOME
(352)233-0146 CELL
HomeBySusan@aol.com
www.MarionCountyProperties.com
________What are you looking for in a home?
Bedrooms _______ Baths _______
Lot Size: _______________________ Acreage: _____________________
Preferred Location:____________________________________________
Price Range: _________________________________________
_______
_Present offer to seller(s) with a good-faith escrow deposit.
Offer Price: $____________________________________
Escrow Deposit: $________________________________
________Read and sign all disclosures from seller(s).
_____Sellers Disclosure _____Homeowner’s Association Disclosure
_____ Lead-Base Paint Disclosure _____Energy Efficiency Disclosure
(If built before 1978)
_____Mold Disclosure _____Other(Please specify):_________________
________Executed contract will be presented to your lender, and title company
For processing.
Name of Title Company: ______________________________________
Address:____________________________________________________
____________________________________________________
Phone: ________________________ Fax:_________________________
Contact Person:______________________________________________
________Appraisal will be ordered by your lender.
Appraisal Date: _______________ Time: _______________________
________Home Inspection will be ordered by you, and completed with a report
Within 10 days of effective date on contract.
Name of Inspection Company: ___________________________________
Phone: ___________________ Contact Person: _____________________
Date: ___________________________ Time: ________________________
Received written report on: _____________________________Date
_________Walk-Thru final inspection.
Date: __________________________ Time: _______________________
_________ Walk-Thru checklist signed and accepted.
_________Received copy of HUD(Closing Statement)to review with your agent
Before closing.
****A closing date and time will be scheduled by the title company****
Closing Date: ______________________ Closing Time: _______________________
****Things to bring to closing****
______Driver’s License (all parties)
______Cashier’s Check for the balance to close.
Amount $____________________
CONGRATULATIONS
ON YOUR NEW HOME!


MORTGAGE CHECKLIST
______ CHOOSE A LENDING INSTITUTION THAT MEETS YOUR
NEEDS. COMPARE PROGRAMS, INTEREST RATES, POINTS,
CLOSING COST, ALWAYS ASK IF THE PROGRAM HAS
A PRE-PAYMENT PENALTY, AND ETC.
****A PRE-PAYMENT PENALTY IS A PENALTY THAT IS CHARGED TO YOU IF YOU
SELL OR REFINANCE BEFORE A CERTAIN TIME FRAME. CHARGES AND
STIPULATIONS VARY PER LENDER AND/OR PROGRAM.
****ASK YOUR LENDER FOR A GOOD-FAITH ESTIMATE(AN ESTIMATE OF ALL
CHARGES FOR THE LOAN).
****DO NOT GO FROM BANK TO BANK TO HAVE THEM RUN YOUR CREDIT, THIS
WILL AFFECT YOUR CREDIT SCORE.
NAME OF LENDER:___________________________________________
NAME OF BROKER OR CONTACT:______________________________
PHONE:_______________________CELL:_________________________
FAX:________________________E-MAIL:_________________________
HOW MUCH HOUSE YOU CAN AFFORD WILL DEPEND ON YOUR INCOME, YOUR DEBTS, YOUR CREDIT HISTORY, AND THE AMOUNT OF MONEY YOU HAVE FOR A DOWN PAYMENT, AND/OR CLOSING COST.
HERE IS A LIST OF INFORMATION THAT YOUR LENDER WILL NEED TO PROCESS YOUR LOAN APPLICATION:
_______FULL INFORMATION ON YOUR EMPLOYMENT.(NAME, ADRRESS, PHONE NUMBERS, CONTACT PERSON, HOW LONG EMPLOYED, AND ETC)
_________WHERE YOU RESIDED FOR THE LAST 5 YEARS(HAVE ALL ADDRESSES AND MORTGAGE INFORMATION, OR LANDLORD INFORMATION)
_________AUTHORIZATION TO CHECK YOUR CREDIT.
_________W-2’S FOR THE LAST 2 YEARS
_________MOST RECENT PAYSTUBS
________YEAR-TO-DATE PROFIT AND LOSS STATEMENT(SELF-EMPLOYED ONLY)
________3 MONTH’S OF BANK STATEMENTS.
________ ANY OTHER VERIFICATION OF FINANCIAL STATUS SUCH AS SOCIAL SECURITY INCOME, PENSION INCOME, ALIMONY, CHILD SUPPORT(IN OR OUT), 1099’S, OR ANY OTHER DEBTS OR INCOME, YOU WILL NEED TO PROVIDE DOCUMENTATION TO VERIFY THIS.
________COPIES OF PAYMENT COUPONS ON ANY OUTSTANDING LOANS LIKE AN AUTO, OR HOME MORTGAGE.
________IF YOU ARE NOT A U.S. CITIZEN, YOU WILL NEED TO PROVIDE COPIES OF FRONT AND BACK OF YOUR GREEN CARD.
****THE AMOUNT OF PAPERWORK REQUIRED TO QUALIFY FOR A MORTGAGE IS OVERWHELMING TO MOST HOME BUYERS. BUT, YOU WILL BE ONE STEP AHEAD OF
ANOTHER BUYER THAT IS NOT YET APPROVED BY A LENDER WHEN PRESENTING AN
OFFER ON THE HOME OF YOUR DREAMS. IT ALSO GIVES THE SELLER REASURANCE OF YOUR FINANCIAL ABILITY.

LENDER LIST
HELPFUL PHONE NUMBERS
SPRINT 1-800-339-1811 (NEW SERVICE)
OR
1-800-788-3600
PROGRESS ENERGY 1-800-700-8744
CLAY ELECTRIC 352-685-2111
SUMTER ELECTRIC 352-489-4390
CITY OF BELLEVIEW (WATER) 352-245-7021 EXT. 310
CITY OF DUNNELLON 352-465-8590
TOWN OF LADY LAKE 352-751-1526
CITY OF OCALA 352-351-6770
OCALA ELECTRIC UTILITY 352- 351-6600
ADELPHIA CABLE 352-489-4088
BRIGHT HOUSE NETWORKS 352-245-2408
COMCAST 352-687-2758
COX COMMUNICATIONS 1-888-269-9693
COAST GAS 352-236-1114

Prepared By
Susan Ledbetter, Realtor, E-Pro, New Home Specialist
8926 SW 27th Avenue
Ocala, Fl 34476
(352)233-0146 Cell
(352)553-2342
HomesBySusan@aol.com
www.MarionCountyProperties.com